Frequently Asked Questions

1. Special Needs Trust Document Details

We offer a Special Needs Trust that is a “built in” part of a Living Trust.

Why do we do it?

  • You can protect your child now with the comfort knowing you can make easy changes;
  • (The Other Guys SNT’s are “irrevocable” and you cannot change the AND have annual fees);
  • The Living Trust portion can detail out your care plan for your child and again;
  • ​It is easy to change or update as your child ages and needs change.

2. What's a Special Needs Trust (SNT)?

A “Special Needs” Trust is a completely discretionary (income and principal) trust which is not subject to the “spend-down” rules for SDI or Medi-aid programs. This type of trust must be very specific in order to qualify. Income not distributed can be added to the principal (the default option) or can be distributed to other beneficiaries. The Special Needs Trust can be funded with the entire residue, a specific dollar amount or with a percentage of the trust estate. Options will be given for the distribution of the trust at the death of the beneficiary (or if the beneficiary is not living at the death of the client


Although it normally the intent of the Trustors that the SNT is created to permit the receipt of governmental benefits, you may want the Trustee to have the right (based on the size of the trust and the added quality of benefits which could be available) to “opt-out” of the limitations on the use of the SNT, even if this means that entitlement to some or all available governmental benefit would be lost.

3. How Long Have You Been In Business?

We have been in business since 2001, at the same location in California. We were a brick and motor store until October 2018.

We have moved online to help more families and extend our reach nationwide. 

We are the ONLY online source that a real person, speaks to you live to design your documents and answer questions after your Lighting Quick 60 Worksheet and we offer a 110% Money Back Guarnetee.

4. Is My Information/Data Safe?

Absolutely! We take our clients security seriously.

  • We require NO banking or financial information;
  • We do need your full legal names as well as the physical address of any real estate you wish to protect;
  • In 24 years of doing business, we have never had a breach;
  • We are your Trusted Estate Advisors.

5. Do You Offer Any Guarantee?

YES! We offer a 110% money-back guarantee.

If you have the document reviewed by any planning firm, they find it not valid, AND they write you as such on their letterhead, we will cheerfully refund 110%. 
We are the ONLY online source that a real person, speaks to you live to design your documents and answer questions after your Lighting Quick 60 Worksheet. 

6. Does My Document Need To Be Notarized?

No, however, we highly recommend getting the document notarized.

However, ASAP when you receive the document, sign and have two witness sign.

When convenient, have a second document notarized.

7. Do I Need An Attorney?

Currently, no states require these documents to be produced by an attorney to be valid.

There are many choices to produce these documents, books at the office supply, online sources and paralegals. This does not have to be cost-prohibitive to protect your family.

  • We are efficient
  • We have produced over 4,000 documents
  • We own the same software that law firms do to produce documents
  • We are the ONLY online source that a real person, speaks to you live to design your documents and answer questions after your Lighting Quick 60 Worksheet 
  • ​We are not attorneys. We can only provide self-help services at your specific direction. We are not a law firm and we cannot represent customers, select legal forms or give legal or tax advice. Services are provided at customers’ requests and are not a substitute for the advice of a lawyer. Because legal needs vary from individual to individual, you should seek the advice of trained professionals if you have any questions regarding the selection of appropriate forms. Prices do not include court costs or recording fees

8. When Will My Document Be Delivered?

First:
You must return the worksheet to us.



Second:
An agent will call you with Q & A for your family document.



Third:
Your document will be emailed to you ready to sign within 24 hours of the phone call.

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Remember:
We are the ONLY online source that a real person, speaks to you live to design your documents and answer questions after your Lighting Quick 60 Worksheet.

9. Why Are You A Lower Price Than Anyone Else?

  • We are efficient
  • We are the ONLY online source that a real person, speaks to you live to design your documents and answer questions after your Lighting Quick 60 Worksheet; 
  • We deliver documents electronically;
  • No one writes these documents anymore, they are all produced by software;
  • ​We own one of the three major software applications;
  • ​We offer a 110% money-back guarantee:

10. Why Should I Choose You Over The "Other" Companies?

1. We are the ONLY firm that has a Live person call you, design the document(s) with you
2. Your agent will have a minimum of 20 years experience in Planning Documents
3. We can offer fast turn around time if needed

11. Does My Document Need To Be Notarized?

No, however, we highly recommend getting the document notarized.

However, ASAP when you receive the document, sign and have two witness sign.

When convenient, have a second document notarized.